THEORETICAL-CONCEPTUAL APPROACHES TO IMPROVING THE CONCEPTUAL BASIS OF THE EFFICIENCY OF COMMERCIAL BANKS’ ASSETS. World Bulletin of Management and Law, [S. l.], v. 57, p. 13–18, 2026. Disponível em: https://www.scholarexpress.net/index.php/wbml/article/view/6032. Acesso em: 17 apr. 2026.