CROWDFUNDING AS AN INNOVATIVE BANKING SERVICE: OPPORTUNITIES AND CHALLENGES FOR COMMERCIAL BANKS IN UZBEKISTAN. World Bulletin of Social Sciences, [S. l.], v. 56, p. 44–46, 2026. DOI: 10.17605/. Disponível em: https://www.scholarexpress.net/index.php/wbss/article/view/6002. Acesso em: 18 apr. 2026.