ANALYSIS OF THE CORRELATIONAL-INTEGRATIVE RELATIONSHIP BETWEEN FINANCIAL ANALYSIS USING FINANCIAL RATIOS AND CREDIT RISKS IN THE IRAQI BANKING SECTOR. Wor.econo. and fin. Bul. 2025;42:142-152. Accessed April 17, 2026. https://www.scholarexpress.net/index.php/wefb/article/view/4913