TOWARDS A PROPOSED MODEL FOR MEASURING HIDDEN FUTURE COSTS USING RANDOM FORESTS ENHANCED BY CLUSTER ANALYSIS AND ITS IMPACT IN COST SYSTEM FLEXIBILITY AND BUDGET DYNAMICS: AN APPLIED STUDY IN AL-RASHEED BANK. World Economics and Finance Bulletin, [S. l.], v. 49, p. 86–106, 2025. Disponível em: https://www.scholarexpress.net/index.php/wefb/article/view/5451. Acesso em: 18 apr. 2026.